Emler helps program administrators, MGAs and smaller carriers decide where to grow. We read what every competitor in your line has filed with the state, combined with public data on the businesses you insure, and turn it into clear actionable steps for your program.
From thousands of filings, our internal processes construct coverage matrices and compare programs to identify gaps and opportunities. Research that would take weeks is done in days.
We scrape the internet for information about your program, from local bulletins to national fire incident data, to construct custom data sets that make the product decisions informed and industry leading.
From the data we collect for you, we also look to identify new markets and opportunities for growth that are not yet covered or under covered.
We provide compliance support for new program filings and other program updates, gathering state requirements and regulator objection patterns before you file.
Where a New York small business program could grow, how its competitors are moving, and which exposures to control first. Built entirely from public filings and public data.
Kyle Roberts is a data engineer who has worked inside a small business insurance program and seen how decisions on appetite, pricing and coverage get made.
He built Emler's tools to read regulatory filings at scale and join them to public data, so programs that are still growing can see the market the way large carriers do.
Send a short note about your program and what you're deciding.
kyle@emler.io Email Kyle
